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Card surcharges end on October 1. Here’s everything you need to know

Businesses will no longer be allowed to surcharge customers for the cost of accepting payments through Visa, Mastercard, or eftpos.
card surcharge ban
Visa and Mastercard credit cards are shown in Buffalo Grove, Ill., Feb. 8, 2024. Image: AP Photo/Nam Y. Huh

The card surcharging ban is just one month away, with many small Australian businesses set to change the way they accept card payments.

From October 1, 2026, businesses will no longer be allowed to surcharge customers for the cost of accepting payments through the Visa, Mastercard, or eftpos networks.

American Express voluntarily agreed to remove its surcharging options.

Those changes stem from the Reserve Bank of Australia (RBA).

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